Breakdown Cover from Kwik Fit Insurance. There are 4 levels of cover to choose from and prices start from only £18.95 for 12 months cover. The policy can either cover the vehicle and whoever may be driving it or the person and covers as a driver or a passenger in any vehicle. The policy is underwritten by Call Assist and will cover 24 hours a day 365 days a year. They work with over 5000 trained mechanics. The average time for arrival is 40 minutes and if they have not arrived within 1 hour the customer will receive a £10 reward.